When taking out travel insurance, it’s important to find the right balance between getting adequate cover and not paying over the odds. Here’s some tips on how to get the best price for your travel insurance:
Shop around: Run a free travel insurance quote where you’ll be able to see how different policies stack up against each other.
Decline optional extras: It’s worth checking if your gadgets are covered abroad by your home insurance, or if protection is provided through your bank account, credit card or employee benefits package.
Pay annually: If you are a frequent traveller, it might be cost-effective to buy a policy that covers all trips in a 12-month period, rather than insuring each trip separately.
A European Health Insurance Card (EHIC) – which is free via the NHS – entitles you to state-provided healthcare on the same terms as a local when travelling in countries that belong to the European Economic Area and Switzerland.